:root{--ink:#1c2321;--muted:#56605c;--line:#dfe5e2;--bg:#fbfcfb;--card:#fff;--brand:#0f5132;--brand-2:#146c43;--accent:#e9f5ee;--warn:#fff7e0;--radius:12px;--max:72rem}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}a:hover{color:var(--brand-2)}
img{max-width:100%;height:auto}
.wrap{max-width:var(--max);margin:0 auto;padding:0 1.1rem}
.narrow{max-width:46rem}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:9}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:3.6rem;flex-wrap:wrap}
.logo{font-weight:800;text-decoration:none;color:var(--ink);font-size:1.1rem;display:flex;align-items:center;gap:.45rem}
.logo-mark{display:inline-grid;place-items:center;width:1.7rem;height:1.7rem;border-radius:7px;background:var(--brand);color:#fff;font-size:1rem}
.hdr nav{display:flex;gap:1.1rem}.hdr nav a{text-decoration:none;color:var(--muted);font-weight:600}.hdr nav a[aria-current]{color:var(--brand)}
.hero{background:linear-gradient(180deg,var(--accent),var(--bg));padding:3rem 0 2.2rem;border-bottom:1px solid var(--line)}
.hero h1{font-size:clamp(1.9rem,5vw,2.9rem);line-height:1.15;margin:.3rem 0 1rem;max-width:22ch}
.lede{font-size:1.12rem;color:var(--muted);max-width:60ch}
.kicker{text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;font-weight:700;color:var(--brand-2);margin:0}
.btn{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:999px;padding:.7rem 1.25rem;font-weight:700;text-decoration:none;font-size:1rem;cursor:pointer}
.btn:hover{background:var(--brand-2);color:#fff}.btn[disabled]{opacity:.55;cursor:not-allowed}
.btn-ghost{background:transparent;color:var(--brand);border:2px solid var(--brand)}.btn-ghost:hover{background:var(--brand);color:#fff}
.btn-aff{margin:.25rem 0}
.trades{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0;margin:1.5rem 0 0}
.trades li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.25rem .8rem;font-size:.9rem}
h2{font-size:1.5rem;line-height:1.25;margin:2.2rem 0 .8rem}h3{font-size:1.15rem;margin:1.6rem 0 .5rem}
.cards{display:grid;gap:1rem;grid-template-columns:repeat(auto-fill,minmax(17rem,1fr))}
.card{display:flex;flex-direction:column;gap:.4rem;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem;text-decoration:none;color:var(--ink);transition:border-color .15s}
.card:hover{border-color:var(--brand-2)}.card strong{font-size:1.08rem;line-height:1.3}.card span{color:var(--muted);font-size:.95rem}.card .card-meta{font-size:.82rem}
.cols{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr))}
.why h3{margin-top:0}
.newsletter{background:var(--brand);color:#fff;border-radius:var(--radius);padding:1.6rem;margin:2.5rem 0}
.newsletter h2{margin:0 0 .3rem;color:#fff}.newsletter p{margin:.2rem 0 1rem;color:#d7efe1}
.nl-form{display:flex;gap:.5rem;flex-wrap:wrap}.nl-form input{flex:1 1 14rem;padding:.7rem 1rem;border-radius:999px;border:0;font-size:1rem}
.nl-form .btn{background:#fff;color:var(--brand)}.nl-note{font-size:.85rem}.nl-embed{width:100%;border:0}
.crumbs{font-size:.88rem;color:var(--muted);margin:1.2rem 0 .3rem}.crumbs a{color:var(--muted)}
.article-wrap{max-width:50rem}
.article h1{font-size:clamp(1.75rem,4.5vw,2.4rem);line-height:1.2;margin:.3rem 0 .7rem}
.meta{font-size:.9rem;color:var(--muted)}
.quick-answer{background:var(--accent);border-left:5px solid var(--brand);border-radius:var(--radius);padding:1rem 1.2rem;margin:1.2rem 0}
.quick-answer .qa-h{font-size:1.05rem;margin:0 0 .3rem;text-transform:uppercase;letter-spacing:.05em;color:var(--brand)}
.quick-answer ul{margin:.2rem 0;padding-left:1.2rem}.quick-answer li{margin:.3rem 0}
.price-note{background:var(--warn);border:1px solid #f1dfa6;border-radius:var(--radius);padding:.7rem 1rem;font-size:.92rem}
.toc{border:1px solid var(--line);border-radius:var(--radius);padding:.8rem 1.2rem;background:#fff;font-size:.95rem}.toc p{margin:0}.toc ol{margin:.4rem 0;padding-left:1.2rem}
.prose{overflow-wrap:break-word}.prose li{margin:.3rem 0}
.table-scroll{overflow-x:auto;margin:1.2rem 0;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table{border-collapse:collapse;width:100%;font-size:.93rem;min-width:34rem}
th,td{padding:.6rem .75rem;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
thead th{background:var(--accent);font-weight:700}tbody tr:last-child td{border-bottom:0}
caption{caption-side:bottom;font-size:.82rem;color:var(--muted);padding:.5rem;text-align:left}
.callout{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:1rem 1.2rem;margin:1.2rem 0}
.callout.verdict{border-color:var(--brand-2);border-width:2px}
.script{background:#f4f6f5;border-radius:var(--radius);padding:.9rem 1.1rem;font-size:.97rem;border-left:4px solid var(--line)}
.faq details{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:.7rem 1rem;margin:.5rem 0}
.faq summary{font-weight:700;cursor:pointer}
.sources{font-size:.92rem}.sources li{margin:.25rem 0}
.disclosure-inline{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:1rem}
.site-footer{border-top:1px solid var(--line);background:#fff;margin-top:3rem;padding:1.5rem 0;font-size:.9rem;color:var(--muted)}
.foot-nav{display:flex;flex-wrap:wrap;gap:1rem;margin:.6rem 0}
@media (min-width:48rem){body{font-size:18px}.hero{padding:4.5rem 0 3rem}}
@media print{.site-header,.site-footer,.newsletter,.toc{display:none}}
